Find Answers Your Privacy

Facts WHAT DOES FNM DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • transaction history and payment history
  • overdraft history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons FNM chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION DOES FNM SHARE? CAN YOU LIMIT THIS SHARING?
For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes– to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes– information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes– information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
QUESTIONS? Call 888-392-5265 or go to www.fnmbe.com
WHAT WE DO
How does FNM protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does FNM collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or make deposits or withdrawals from your account
  • open an account or use your credit or debit card
  • show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

DEFINITIONS
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • FNM does not share with our affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • FNM does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • FNM doesn't jointly market.

OUR PRIVACY COMMITMENT TO YOU
We recognize, respect and protect the personal rights of all our customers. We realize that our customers entrust us with nonpublic personal information and it is our policy to maintain our customers' information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers' nonpublic personal information, as well as nonpublic personal information of all our consumers who visit our institution and Website.

This Privacy Statement covers FNM:

CONFIDENTIALITY AND SECURITY OF PERSONAL INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

FNM does not collect or track personally identifiable information about an individual consumer's online activities over time or across different web sites.

Notice to Parents: Children's Online Privacy Protection Act Disclosure - EH National Bank does not collect or track personally identifiable information about children's online activities over time or across different Web sites. 

PERSONAL INFORMATION WE COLLECT AND HOW WE COLLECT THAT INFORMATION
We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms;
  • Information about your transactions with us, our affiliates, or others;
  • Information we receive from a consumer reporting agency; and
  • Information we collect through Web technologies.

PERSONAL INFORMATION WE DISCLOSE
We do not disclose nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law.

THIRD PARTIES WITH WHOM WE MAY SHARE YOUR PERSONAL INFORMATION
The law allows (and sometimes requires) FNM to disclose the nonpublic personal information of its customers and consumers to:

  • Bank regulators;
  • Companies that provide financial, data and other services to FNM; and
  • Other persons and organizations authorized or required by banking law and regulation, judicial process or other authority to receive such information.

Click here for a printable version of our Privacy Disclosure

NOTIFY US OF INACCURATE INFORMATION WE REPORT TO CONSUMER REPORTING AGENCIES
Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address:

FNM
8484 Wilshire Blvd Suite 100
Beverly Hills, CA 90211

NOTICE OF CHANGES TO PRIVACY STATEMENT
FNM notifies consumers who use or visit its Website or online services of material changes to its Privacy Statement by posting the date on which the Privacy Statement was last modified. FNM will also notify its customers of material changes in the Privacy Statement by sending its customers annual privacy notices. The effective date of this Privacy Statement, as noted below, indicates the last time that this Privacy Statement was revised. Reviewing the stated effective date allows you to determine whether there have been any changes to it since you last reviewed it. By using or visiting FNM's Website, conducting business with, or becoming a customer of, FNM, you agree to accept the terms and conditions of this Privacy Statement and you agree to review this Privacy Statement from time to time to stay informed of changes that may occur.

EFFECTIVE DATE
This policy originally took effect in August of 2005 and was last modified in June of 2012.

FOR QUESTIONS OR CONCERNS ABOUT THIS PRIVACY STATEMENT
If you have questions or concerns about this Privacy Statement, please click here to contact us.